Contents insurance - why do I need that?
Many residents mistakenly believe that Leathermarket JMB arranges contents insurance or provides cover for your contents when they are damaged through no fault of your own. Leathermarket JMB cannot and does not do this!
Reasons why you should take out contents insurance:
- You can be sure that your possessions will be replaced or compensated for in the event of fire, theft and flood.
- Contents insurance can cover theft of keys, public liability and damage to freezer contents, and includes a 24 hour legal advice helpline.
- There is no waiting for a someone else to be found negligent
- Contents insurance can include public liability cover which protects you from having to pay out yourself if damage is caused by your own fault -for example damage to your neighbours possessions following an
overflowing bath.
How do I apply for contents insurance?
Leathermarket JMB and Southwark Council both offer home contents schemes. Simply call one of the phone numbers below and the companies will provide you with your own personalised quotation
Zurich Tenants' Home Contents: 0845 602 6074
JLT Group: 0845 601 7007 email: crystal@jltgroup.com
Alternatively you can compare different insurers by calling companies in the yellow pages or
using price comparisons websites. If you do this, make sure the irisurance covers tenants and
leaseholders contents insurance and gives you a good level of protection.
How do I pay for my contents insurance?
Both the JMB and Southwark Council schemes are pay as you go policies and if you don't have a bank account or if you prefer, you can pay in cash weekly using a payment card. Alternatively as with most other insurers you can also pay monthly by Direct Debit or you can make a single payment once a year
.
Why is Leathermarket JMB getting involved?
The JMB strongly reccomends that all residents have suitable home contents insurance. We have ,experienced residents facing financial hardship as a consequence of not being insured. Ensuring that our residents are properly insured is really important to us. If you want further advice please speak to our Customer Services Team.